Q: hey im going to school right now for finance my goal is to become a financial planner can u help me? maybe an internship ( marviless - - , 17 Oct 2007)

A:

Hi there. I sure can. Why don't you come by my office for a coffee. I can help point you in the right direction with respect to courses, internships, etc.( pabate - 13 Nov 2007)

Q: Hey Paolo, how come you never refer people that are in financial difficulity to one of those non profit credit counselling places? ( Carl Bondi - - 19 Sep 2007

A:

Hi Carl,

I have never been asked specifically about credit counselling services on this forum before, and hence, have never reffered anyone on this forum to them. I am not a credit conselling specialist, and granted this, have certainly reffered my personal clients to such agencies when such services are required.

However, I do have particular expertise in money/expense management and cash flow budgeting both at the personal and commercial level. Being proactive and discussing your personal cash flow situation if you feel you may have a problem, with a financial advisor can, in most cases, prevent you from having to visit a credit counselling agency. If credit counselling can be avoided through the use and execution of a proper cash flow management program put together by you and your financial advisor, take action now before its too late and you are forced into bankruptcy.

If you feel you need credit counselling, you can feel free to give me a call or for an overview of credit counselling services, visit the website below:

http:/